Get answers to frequently asked questions (FAQs) we receive about Disability Insurance (DI) benefits and payments.
If you think you’re eligible for disability benefits, file a claim to apply.
We will calculate your weekly benefit amount using a base period. This base period covers 12 months and is divided into four consecutive quarters of three months each.
Your weekly benefit amount is about 60 to 70 percent (depending on income) of wages earned 5 to 18 months before your claim start date, up to the maximum weekly benefit amount. You must have been paying SDI taxes on these wages (usually noted as CASDI on your paystub). Your base period does not include wages paid at the time your disability begins.
You can get a general estimate of your weekly benefit amount using our Weekly Benefit Calculator. This calculator should be used as an estimate only.
Most benefit payments are issued within two weeks after we receive a properly completed claim online or by mail . By submitting your application completely and verifying that all information is correct, you help make sure your benefit payment is issued more quickly.
Yes. You can choose how you receive your benefit payment when you file your claim. Your options are:
The first seven days of every new claim is a non-payable waiting period. The first payable day is the eighth day of your claim. Review the step-by-step overview for the DI Claim Process to learn more.
If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.
This notice does not confirm that you are eligible to receive benefits.
We send you the Notice of Computation (DE 429D) to let you know your potential weekly and maximum benefit amount based on the wages you earned in your base period. We may need more information before making a decision about your eligibility.
You can collect up to 52 weeks of full Disability Insurance (DI) benefits, or the amount of wages in your base period , whichever is less. You may be paid for periods longer than 52 weeks if your benefits are reduced because you returned to work on a part-time basis, or if you received other money during your disability claim period. You can contact the Social Security Administration if your disability extends beyond what DI allows.
No. Once your claim starts, your base period and your Disability Insurance (DI) weekly benefit amount stay the same.
No, your Disability Insurance (DI) benefits are not reportable for tax purposes. However, if you are receiving Unemployment Insurance (UI) benefits, become unable to work due to a disability, and begin receiving DI benefits, a portion of your DI benefits will be reported for tax purposes.
If this happens, we will send you a notice with your first benefit payment. This notice will tell you that your benefits are being reported to the IRS. In January we will provide you with a 1099G form showing the reportable amounts paid (no more than your original UI maximum). We will also send a copy of the 1099G to the IRS.
Yes, however, Social Security may reduce the amount you receive for Disability Insurance benefits.